Tel me some tips to get home loan promptly?

The first thing to do is get your credit report. You can get them free. You will need to see the scores, but for now, just check to see whats on them. Second you must realize your monthly income will determine how much of a home loan payment you can afford monthly. It should be about 28% of your Gross monthly pay. Just multiply your monthly income times 28. Third, read up on newpapers in your town on what's selling and the prices. To simplify for now, multiply your annual income times 3.5 to get the total amount of a house you could buy, with good credit (over 620 score). Lastly, if you want to buy a home with no down payment, only go to those mortgage brokers who are advertising zero percent purchase programs. Have your last 2 years w-2's, your last 3 months bank statements and paystubs for your last month handy. You may need NONE of these, or more depending on the loan program your broker qualifies you for. Obviously there's a little more to it, but this makes you financially prepared.